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“American Family insurance company has expertS working for them on fire claims and water claims. American Family INSURANCE adjusters are hard aT work keeping payouts on fire claims low so they can earn high PROFITS”

YOU SHOULD HAVE YOUR OWN expert public insurance adjuster working for you on your American Family insurance claim!!!

OUR SERVICES PAY FOR THEMSELVES. WE MAXIMIZE CLAIMS WITHOUT ANY EXTRA COSTS!!!!

We are the experts TO RELY ON. We are the public insurance adjusters who have been fighting American Family insurance company and adjusting fire and water claims for over TWENTY years!!!

We maximize and adjust all American Family insurance claims. FIRE DAMAGE, WATER DAMAGE, FLOOD DAMAGE AND MORE!!!


Every AMERICAN FAMILY INSURANCE CLAIM following a disaster is unique. The Public Insurance Adjusters at Harris Claims Services understand how American Family insurance company adjusters work and operate to keep claims low.

We, as your Public Insurance Adjuster will fight to maximize your claims against AMERICAN FAMILY INSURANCE COMPANY. To help you REBUILD and RECOVER, we instituted a Two Phase process when preparing and settling these American Family claims.


Claims Adjusting Services – Enters the PUBLIC INSURANCE ADJUSTER to fight AMERICAN FAMILY INSURANCE COMPANY. This is Step One of the HARRIS ADVANTAge 2 phase process of fire and water restoration.

Phase One – Preparation, negotiation and settlement of insurance claims against AMERICAN FAMILY INSURANCE. During this process, Phase One, Harris Claims Services claims management team of Public Adjusters, Accountants, Attorneys and more oversees the management of the “Settlement Procedure.” This involves the preparation, negotiation and settlement of all the claims covered under the American Family policy. Before concluding any settlement, the staff at Harris Claims Services, reviews the American Family policy of insurance to confirm that all claims have been maximized. There are numerous clauses within an American Family policy, which can increase the recoverable amount.

Our fee is paid from Insurance proceeds and there is no out-of-pocket expense to the property owner.

WHAT IS THE DIFFERENCE BETWEEN AN AMERICAN FAMILY INSURANCE COMPANY ADJUSTER AND OTHER ADJUSTERS LIKE A PUBLIC ADJUSTER AT HARRIS CLAIMS SERVICES.

There are basically three types of Adjusters! Only One type works for YOU the property owner, - THE HARRIS CLAIMS SERVICES ADJUSTER.

American Family Insurance Policies obligate the insured to present a claim to American Family for consideration and payment.

There are three types of adjusters that could be involved in that process. The definitions of the types are as follows:
(A) “American Family Company Adjuster” means the insurance adjusters who are employees of AMERICAN FAMILY INSURANCE COMPANY. They represent the interest of AMERICAN FAMILY INSURANCE COMPANY and are paid by the insurance company. They will not charge you a fee since they work for AMERICAN FAMILY INSURANCE COMPANY.

(B) “American Family Independent Adjuster” means the insurance adjusters who are hired on a contract basis by AMERICAN FAMILY INSURANCE COMPANY to represent the American Family insurance companies interest in settlement of the claim. They are paid by American Family Insurance Company. They will not charge you a fee. These independent adjusters for AMERICAN FAMILY INSURANCE COMPANY are usually hired on a per claim basis when American Family does do not have company adjuster s available. An example of such is a hurricane disaster or when they are simply under staffed. Again, these types of adjuster work and are obligated to perform duties for AMERICAN FAMILY INSURANCE COMPANY not you the owner.

(C) “Public Adjuster” (THE HARRIS ADJUSTER) means the insurance adjusters ñ Public Insurance Adjuster who do not work for AMERICAN FAMILY INSURANCE COMPANY. We work for YOU, the Insured, the property owner, the one who is suffering losses and is emotional upset. Public Insurance Adjusters, such as Harris Claims Services ADJUSTERS assist in the preparation, presentation and settlement of the claim. The insured hires the public insurance adjusters at Harris Claims Services by signing a contract granting us authority to represent the ownerís interest and maximize the claims. The Harris Claims Services ADJUSTER ( Public Adjuster ) gives you the advantage and peace of mind you need. We are obligated to you the property owner only, NOT to AMERICAN FAMILY INSURANCE COMPANY. Our bread is not buttered By American Family Insurance Company.
Public Insurance Adjusters Know The Insurance Process Inside And Out
We minimize the problems and frustration that come with preparing, documenting, negotiating and finalizing American Family insurance claims. Your experts at Harris Claims Services, will file all your pertinent paperwork with American Family insurance company, arrange for the inspections of your damaged property and then negotiate the maximum settlement rightfully due to you. If we feel that American Family insurance company has failed to respond appropriately and pay the correct value of the loss, we advise you of your rights and stay with you until the end. This normally means a demand for appraisal where we and American Family insurance company agree to an umpire to resolve the situation. This benefits you and keeps the matter from being tied up in court for years. If you decide to have our company assist you, we charge, on the average, a fee of ten percent. We don’t get paid until you do. Our agreement allows for the cancellation of our contract for a period of ten days from the date of signing with NO FEE to us. This allows you to see the manner in which we handle ourselves and allows you to further make decisions.

It’s really a matter of common sense. American Family Insurance Company wants to keep your claim low. Our Public Insurance Adjusters want to maximize your claims. We get paid only if you get paid.

Charges For The Adjusting Services on AMERICAN FAMILY INSURANCE CLAIMS
We charge a small percentage of the insurance company's settlement with you. Our fee ranges between 7% and 10%. This fee is waived if we are allowed to repair the building which is explained in the Second Phase.

Service Area
Harris Claims Services has served the greater Chicago and Suburban area for over forty years. We have recently expanded our service area in Lake and Porter Counties in Northwest Indiana.

We fight for your rights against AMERICAN FAMILY INSURANCE COMPANY IN ALL THESE AREAS:

Addison
Algonquin
Alsip
Antioch
Arlington Heights
Aurora
Barrington
Barrington Hills
Barteltt
Bedford Park
Bensonville
Berwyn
Bloomingdale
Blue Island
Bolingbrook
Bridgeview
Brookfield
Buffalo Grove
Burr Ridge
Calumet City
Calumet Park
Carol Stream
Carpentersville
Cary
Chain O Lake
Channel Lake
Chicago
Chicago Heights
Chicago Ridge
Cicero
Coal City
Country Club Hills
Countryside
Crestwood
Crystal Lake
Darien
Deerfield
Des Plaines
Dolton
Downers Grove
Dundee
East Dundee
East Hazel Crest
Edison Park
Elk Grove
Elk Grove Village
Elmhurst
Elmwood Park
Evanston
Everegreen Park
Forest Park
Forest View
Fox Lake
Frankfort
Franklin Park
Gilberts
Glen Ellyn
Glendale Heights
Glencoe
Glenwood
Glenview
Grayslake
Great Lakes
Gurnee
Hanover Park
Harvard
Harvey
Harwood Heights
Hawthorn Woods
Hazel Crest
Hickory Hills
Highland Park
Highwood
Hillside
Hinsdale
Hodgkins
Hoffman Estates
Homewood
Huntley
Ingleside
Inverness
Island Lake
Itasca
Joliet
LaGrange
LaGrange Park
Lake Barrington
Lake Bluff
Lake Forest
Lake in the Hills
Lake Villa
Lake Zurich
Lansing
Lemont
Libertyville
Lincolnshire
Lincolnwood
Lisle
Lockport
Lombard
Lyons
Matteson
Maywood
McHenry County
Medinah
Melrose Park
Merrionette Park
Midlothian
Mokena
Morton Grove
Mt Prospect
Mundelein
N Barrington
N Chicago
N Riverside
Naperville
New Lenox
Niles
Norridge
N Glen Ellyn
Northbrook
Norwood Park
Oak Brook
Oak Brook Terrace
Oak Forest
Oak Lawn
Oak Park
Orland Hills
Orland Park
Palatine
Palos Heights
Palos Hills
Park Ridge
Peotone
Plainfield
Prospect Heights
Ravina
Richmond
Ridgefield
River Forest
River Grove
Riverdale
Riverside
Romeoville
Rolling Meadows
Roselle
Rosemont
Round Lake
S Barrington
Sauganash
Sauk Village
Schaumburg
Schiller Park
Shorewood
Skokie
Sleepy Hollow
South Chicago Hghts
South Holland
Stickney
Stone Park
Streamwood
Tinely Park
University Park
Vernon Hills
Villa Park
Volo
W Chicago
W Dundee
Wauconda
Warrenville
Waukegan
Westchester
Westmont
Wheaton
Wheeling
Willowbrook
Willow Springs
Wilmette
Winfield
Winnetka
Wonder Lake
Wood Dale
Wood Ridge
Woodstock
Zion



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Affiliations
American Family public adjusters, American Family metro public adjusters, American Family independent insurance adjusters, American Family public insurance adjuster, chicagoland